Filing a bankruptcy places into effect an "automatic stay". An automatic stay is legal concept that prevents creditors from taking any collection action without prior approval from the bankruptcy court. What that means to you,a person who has filed bankruptcy is that creditors must stop calling, The IRS must withdraw any levies or wage garnishments, The car company must not repossess, and your mortgage company may not foreclose. An automatic stay is AUTOMATIC upon the filing of a bankruptcy petition. The automatic stay requires no action on any persons part to go into effect. Because we file your case directly with the U.S. Bankruptcy clerk online, it is possible for you to have almost immediate relief once you and I have discussed and agreed to a mutually acceptable payment schedule.
My fee varies based upon the complexity of the case but generally my fee for a chapter 7 consumer case(simple case) is in the range of $2000 plus the court cost of $299. A chapter 13 is generally $3000 plus the filing fees of $274. I do not expect the full fee up front and we can discuss payment options when we meet. Call Holly Guelich now! Office (214) 522-3669 |
