You are likely looking at this website because you are looking for a solutions to financial problems. This website has been designed to introduce you to some basic bankruptcy concepts, and to introduce you to me, Holly B Guelich, and my office. Out of the 83,000 plus attorneys in Texas, I am one of less than 150 that are certified by the State Bar in Consumer Bankruptcy. I am also Board Certified in Business Bankruptcy Law. I handle chapter 7 bankruptcy and chapter 13 bankruptcy. My office is conveniently and centrally located north of downtown Dallas in Oak Lawn. I handle cases in both the Northern District of Texas (DFW) and the Eastern District of Texas(Collin, Denton counties and surrounding).
Financial problems have a way of quickly escalating out of control and becoming very intimidating! They begin impacting all aspects of your life including additional stresses at work, home and personal / family relationships. I am here to guide you, and together we will be able to determine the best solution for your individual unique situation. Everyone's case is different and requires an attorney that will tailor a case to suit your needs so that you can sleep at night again. I am a one attorney operation which means that you will meet directly with me for all consultations. I do not run a high volume practice and you will receive personalized service. I do not have alot of bells and whistles on this site, just information to educate yourself about your options.
Filing for chapter 7 or chapter 13 Bankruptcy requires a lot of paperwork which can, at first appear to be more than a little overwhelming and many times discourages people from acting as quickly as they should. I do not need the forms on this website filled out in order to communicate with you, however, if you desire to do so my website provides you with two options:
a) Click Here to: Complete a simple, short questionnaire which will enable me to contact you and have an informal discussion to discuss the best alternatives for your particular situation.
b) Click here to: Access our comprehensive online tool which collects almost all the detailed information which I will use to advise you regarding your best options under current law.
If you decide to fill out the information, you will have no obligation to retain me, but I have found that a non threatening conversation will answer many of your questions and lower your anxiety level. With my 27 years of experience, and the information derived from these tools, I can provide faster and more precise answers to your questions. The process is designed to provide several benefits, including determining the best course of action for you under the 2005 amended bankruptcy laws. If you would rather email your questions or call me, I welcome that also as I check my email often.
Know Your Rights regarding annoying and nasty phone calls from creditors. Many Financial Problems Can Be Solved, Or Dramatically Improved, By Timely Planning of a bankruptcy filing - But You Must Have Your Circumstances Evaluated Before Things Become Critical, By A Knowledgeable And Experienced , Board Certified, Bankruptcy Professional. Once I am retained, you can refer all creditor calls to my office and they are not permitted to contact you or any of your family members any more under federal law. The retainer is the initial downpayment that we agree upon for my representation.
Lower your monthly payments? Become debt free? I can help you with resolving debt problems, tax problems, foreclosure, repossessions, and management of debt.
Many companies and lawyers are likely to tell you that they can modify your home loan for a fee. Truthfully, it is a very difficult process and the success rate is very low. Beware of those individuals that promise you something that sounds too good to be true. I can assist you in applying for a loan modification through a procedure where they can't keep saying that they did not receive the documentation(sound familiar?). It is a computer portal that receives and forwards the information to your mortgage holder(most mortgage companies participate). I do this in a bankruptcy context which protects you during the ongoing process. Again, if you don't make enough money to make any mortgage payments, the mortgage will not be modified. You have to have some regular income sufficient to fund a reasonable mortgage payment. We can discuss that at your consultation.
When a petition if filed under Chapter 7 or Chapter 13 Bankruptcy, an order of protection automatically stays or prohibits all collection activity by your creditors. They are no longer allowed to make any calls or attempt to collect the debts through lawsuits. This stops aggressive collection agents, calls to your home, work, or family members or embarrassing and stressful repossessions or foreclosure procedures. In spite of what you may have heard or been told, the 2005 bankruptcy laws still allow the vast majority of people to obtain bankruptcy relief. It simply provides different budget calculations to determine what most people already know...that there is not enough money left over to pay all bills. When you retain Holly Guelich you can immediately refer creditors to me. Any further contact from bill collectors is forbidden by the Federal Fair Debt Collection Practices Act. Initial consultation at no charge. If you are ready to start solving your debt problems NOW? Click here to begin.
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